Given regulators’ stance on bank capital and the push from lawmakers, it is unlikely that big banks are going to see much change in the Basel III rules, said Mayra Rodriguez Valladares of MRV Associates Inc., a bank consultancy. There may be some give for the smaller banks, however. “They’re not engaged in structured products. They’re not engaged in derivatives. The capital requirements may be lessened for them and there may be a longer implementation period,” she said.